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Money Fellows has over 4.5. million registered customers on its platform; however, solely 7% are monthly active users. Money Fellows classifies its customers as borrowers, savers or planners relying on where their position is in a ROSCA cycle and after they receive a payout.

It fees a one-time service fee of about 6% to customers who select its early spots; the proportion decreases down the road and turns to incentivized interest paid to users at the tip of the cycle.

At the tip of each month, a member gets $10,000 and it retains rotating till everyone receives their payout. The common payout ticket per consumer is around 23,000 EGPU ($1,100). On June 5, Florida Lottery officials introduced the winner who bought the "quick choose" ticket at a Publix supermarket. The ticket was value a $261 million annuity; it was sold in Sunbury.