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Money Fellows has over 4.5. million registered customers on its platform; nevertheless, solely 7% are month-to-month lively users. Money Fellows classifies its users as borrowers, savers or planners relying on where their place is in a ROSCA cycle and once they obtain a payout.

It fees a one-time service charge of about 6% to users who choose its early spots; the percentage decreases down the line and turns to incentivized curiosity paid to customers at the top of the cycle. At the end of each month, a member gets $10,000 and it keeps rotating until everybody receives their payout.

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The fintech also features a B2B play where it partners with varied merchants in Egypt to promote their merchandise throughout the app so its clients can get reductions. But with Money Fellows, people have a broader pool of members - each passing through a credit score evaluation course of - around Egypt in order that they will type and be a part of ROSCA groups by means of its app.